Certificate in Corporate and Commercial Lending

The Certificate in Corporate and Commercial Lending is a professional qualification designed to develop knowledge and skills in assessing and managing lending to corporate and commercial customers.

• Duration: Approximately 60 hours of study.
• Cost: £495 (includes first exam entry); resits £145 per module.
• Level: SCQF Level 8 (EQF Level 5 equivalent).
• Eligibility: Open to all banking professionals globally. No prior qualifications required.

This course empowers learners to: 

• Understand the principles of corporate and commercial lending.
• Identify and analyse non-financial and financial information to assess business risks.
• Evaluate sound lending decisions and the management of risk and reward.
• Understand how corporate and commercial lending is monitored effectively.

The qualification also contributes to the Associate Chartered Banker Diploma pathway. By completing this and three additional qualifications, learners enhance their banking knowledge, understanding, and skills and achieve a globally recognised professional designation as well as the Associate Chartered Banker Diploma, advancing their careers and gaining valuable industry recognition

• Assessment: A 60-minute online exam consisting of 40 multiple-choice questions. To pass, a minimum score of 60% is required. Exams can be taken remotely or at your nearest test centre.
• Certification: Digital certificate awarded within 5 days of passing.
• Membership Requirement: £36 annual subscription for student membership during your studies. 
• Registration Validity: 12 months to fully complete the qualification, including sitting and passing the final exam.

The course is divided into four key units:

Unit 1: Non-financial information

Identify a range of non-financial information which can be used to assess businesses, their strategy, and the key risks inherent in a lending proposition.

Unit 2: Financial accounts and analysis

Assess financial information to understand the financial strength of a business.

Unit 3: Lending assessment

Explain the components of sound lending decisions, and the management of risk and reward.

Unit 4: Monitoring and control of lending

Explain how corporate and commercial lending is monitored.

Certificate in Corporate and Commercial Lending Module Specification

Yes! This qualification is suitable for:

• Banking professionals at all levels who wish to expand their knowledge of corporate and commercial lending.
• Individuals aspiring to build skills in risk assessment and relationship management.

No prior qualifications or work experience are required—learning materials are included with registration.

Study anytime, anywhere with online resources:

• Four interactive eLearning units.
• Videos, case studies, and additional resources.
• Activities to apply learning at work.
• Quizzes, knowledge checks, and a mock exam.