We are delighted to announce Rosie Lyon as our Young Banker of the Year 2021!

A huge well done to all our Finalists and congratulations to James for winning the Audience Award.

Our Finalists

James Houston

James Houston

Lloyds Banking Group | Management Trainee


James graduated from the University of Birmingham in 2020 with a first-class degree in BSc (Hons) Economics having achieved an 82% overall grade with the maximum GPA of 4.25. At university, James was awarded numerous prizes including the ‘First Year Economics Undergraduate Prize’ (ranked 2nd out of 300 students), and the ‘Final Year Economics Undergraduate Prize’ (ranked 3rd out of 300 students).

In 2019, James began his career in finance at KPMG on their ‘Audit Vacation Programme’. In 2020, James joined Lloyds Banking Group on their ‘Finance Graduate Programme’. James is currently in Edinburgh on his ‘Core Finance’ placement, with the Cost Transfer Charging team in Group Cost Management. This small team allocates £4.6bn of support costs to income-generating divisions. In June, James will move onto his next placement in London in a ‘Mortgage Intermediaries Digital Strategy’ role. James is also undertaking the CIMA Professional Qualification. He has already obtained the ‘Certificate in Business Accounting’ and has achieved full marks on half of his exams thus far.

Rosie Lyon

Rosie Lyon

AIB | Junior Relationship Manager


Rosie is a Junior Relationship Manager with AIB, managing a large portfolio where she enjoys helping customers, delivering quickly and efficiently. Her banking career started with AIB in 2016 as a cashier and since then she has worked her way up to her current role. She’s been inspired by her father who worked in banking for over 30 years, and she aims to continue to grow and develop her career in banking.

Rosie is honoured to have reached the semi-finals which gives her a platform and a voice for a topic about which she is passionate. She aims to use her own experience to help sufferers and survivors of domestic abuse rebuild their financial lives and no longer suffer in silence.

In her spare time Rosie volunteers with Alpha Vesta, an Essex-based community interest company focused on breaking the cycle of domestic abuse through awareness, prevention, and effective and safe early intervention in the workplace. She also enjoys holidays in the UK and spending time with family and friends.

Matthew Nimbley

Matthew Nimbley

Hampden & Co | Assistant Banking Manager


I am a very personable, motivated, and hardworking individual that is currently pursuing a career as a Banker with Hampden & Co. Born and raised in Scotland, I attended The Edinburgh Academy before studying Politics at The University of Edinburgh.

Since graduating, I have progressed through the Banking Operations and Credit Documentation Teams at Hampden & Co, before joining their Private Banking Office just over a year ago. I am incredibly passionate about my job, where my current role is to assist our Banking Director's manage their defined client portfolio's on a daily basis. 

Having recently won The Chartered Banker Institute’s Hutton Prize, completing my Associate Chartered Banker Diploma and becoming fully CeMAP qualified, my attention has turned briefly to perfecting my golf swing!

Much like everyone else, I am also unbelievably excited to spend more time with my family and friends, visit my favourite places in Italy and perhaps most importantly cheer on Tottenham Hotspur in their new stadium which I am yet to see!

Edward Sants

Edward Sants

TSB | Senior Manager


I am currently a Senior Manager at TSB, looking after Current Account Transformation, where I am delivering several large strategic projects. Prior to that I was responsible for TSB’s Overdraft business and was also the Executive Assistant to the Products and Digital Director. Before TSB I worked as a strategy consultant across on a wide range of industries and projects, both in the UK and abroad.

In my evenings and at weekends I am currently learning fullstack web development at Le Wagon Coding School in London. It has been a great way of filling my time over the last year and I hope to use the skills in my future career.

Outside of work I am a supporter of the Felix Project, which aims to tackle the food waste crisis in London. As a keen sportsman, I have completed several marathons and long-distance bike rides to raise money for them. I also like to get to a Tottenham game or take my dog, Louis, out for a walk.

Register interest in our 2022 competition here:

The Young Banker 2021 final will take place on the 7th October. To attend, please register here.

The competition aims to showcase tomorrow’s leaders in UK banking. The Chartered Banker Institute is seeking nominations from amongst our 30,000 members, and also more widely from across the banking industry, including building societies, credit unions and others, subject to the eligibility criteria. Due to the impact of COVID-19, the 2021 event will be taking place virtually. 

We are proud to have UNEP FI supporting this years competition, which for the first time in history will be International; welcoming applications from across the globe.

The Challenge 

The challenge set for our entrants is designed to test their capacity to generate new ideas, to drive innovation and to deliver sustainable growth. Contestants will be asked to develop a proposal in response  to the following question:

"What idea would you implement in your organisation  to improve outcomes for customers, colleagues,  and communities? Your idea should reflect your vision for the future of the industry and be consistent with the UN Sustainable Development Goals.”​

We are looking for young bankers to provide evidence of original and innovative thinking in making their proposal.

Find out more about the UN Sustainable Development Goals here.


Young Banker timeline 2020

Young Banker of the Year 2021 Webcast

On the 4th of February we hosted our Young Banker of the Year 2021 webcast. Watch the webcast on demand to find out more about the competition, how to apply and to hear from previous finalists and winners. We were also be joined by Simone Dettling from UNEP FI who spoke about our partnership and what going global means for the competition.

Watch on demand below:

Young Banker of the Year 2021 Webcast

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Young Banker of the Year 2021 Webcast

Young Banker of the Year 2021 - Semi-Final Highlights

You can watch our highlights from our Internal Semi-Finals which took place in June here:

Young Banker of the Year 2021 - Semi-Final Highlights

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Young Banker of the Year 2021 - Semi-Final Highlights

You can read more here about how the competition process has benefitted previous winners and finalists. 

Latest Young Banker Resources

11 October 2021

Young Banker of the Year Virtual Final 2021

7 October 2021

Rosie Lyon wins Global Young Banker of the Year Award with proposal to help sufferers and survivors of domestic abuse

Young Banker of the Year

30 September 2021

Young Banker of the Year 2021 - Rosie Lyon's Proposal

Career Development | Green Finance

29 September 2021

Young Banker of the Year 2021 - Edward Sants Proposal

Career Development | Green Finance

28 September 2021

Young Banker of the Year 2021 - Matthew Nimbley's Proposal

Career Development | Green Finance

27 September 2021

Young Banker of the Year 2021 - James Houston's Proposal

Career Development | Green Finance